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July 2010 Issue




How Much Should You Have in Equities Until Retirement?
By Jerome Clark
A more conservative investment strategy might not do as well as a more aggressive strategy.

Allocation in Retirement: A Flat Glide Path Always Make Sense
By Josh Cohen
For any downward sloping glide path of equity allocation once you hit retirement, a flat one can be created that is better in terms of its risk and reward trade-off.

Determining Your Allocation at Retirement
By Charles Rotblut
There is no strategy for retirement allocation that universally applies to all investors. The best place to start is to determine your needs.

CBOE's Volatility Index (VIX)
By Wayne A. Thorp
An explanation of the so-called "fear gauge" and how it has fared in recent years.

Asset Classes Defined
By Charles Rotblut
The unique characteristics of each asset class lower risk when combined in a portfolio.

Value on the Move: Screening for Low PEG Ratio Stocks
By Cara Scatizzi
Two low PEG strategies are outperforming the major stock indexes.

Grandparents' Gifting for College Education
By Dawn Brown
Coordination is important, since gifting can impact a grandchild's ability to get financial aid and have tax consequences.

The Importance of Book Value
By Charles Rotblut
Why the price-to-book ratio is the most effective measure of valuation.

Stocks With Low Risk/Reward Scores
By John Bajkowski
Using Charles Rotblut's risk/reward scoring system to find stocks.

Shadow Stock Portfolio Up 14.9% in 2010
By James B. Cloonan
The Shadow Stock Portfolio is posting good returns despite the market's volatility. Plus, find out why changes were made to the portfolio’s holdings.

Editor's Note
By Charles Rotblut
A message from the editor of the AAII Journal.

Briefly Noted
Current news items of interest to individual investors.

Letters to the Editor
Member questions and comments on recent AAII Journal articles.

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   Sentiment Survey:
(as of 7/28/2010)
Bullish 40.00%
Neutral 26.67%
Bearish 33.33%
AAII Sentiment Survey

     
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